Yes. An online trainer can still be sued when a client is injured following a program, a live video cue, or a form correction, and that allegation falls…
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Reformers and other apparatus are covered by the property part of a studio’s policy, which is separate from the liability coverage that responds when a…
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It can, depending on which coverages the studio carries and what the student or family alleges. General liability responds when the studio is alleged to be…
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Usually not by the studio’s policy. A dance studio’s insurance protects the studio, and it does not protect an independent instructor, especially if you are…
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Usually yes. A studio’s policy protects the studio, and it does not protect an independent teacher, especially if you are a 1099 contractor.
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A mobile personal trainer needs professional liability and general liability on an individual policy that follows the trainer to every place sessions…
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In most cases, yes. A gym’s policy is written to protect the gym, and it does not protect an independent instructor, especially if you are a 1099 contractor.
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Yoga studio insurance cost is driven by square footage, annual revenue, class volume, whether the studio runs teacher training, whether teachers are…
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Personal trainer insurance cost is driven by where you train, how many clients you see, the coverage limits you carry, your specializations, and your claims…
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Premises liability is the legal responsibility to keep the space you own or control reasonably safe for the people you invite in. For a gym or studio, that means members, drop-in guests, parents in the lobby and the delivery driver at the back door. If someone gets hurt because of a hazard you knew about, […]
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