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Over 20,000+ professionals trust NEXO to protect their business. With our insurance products designed specifically for all things healthy, our clients get to focus on what matters most - making your community a better place.

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Insurance Experts That Know How To Protect Your Business

Articles that help you create stronger, healthier, and better communities.

What Is a Retroactive Date on a Liability Policy? You’re renewing your studio’s liability policy, or switching insurers, and you see a line on the declarations page: Retroactive Date. Most owners skip right past it. They shouldn’t. NEXO Insurance Services has insured over 20,000 fitness professionals since 2005, and a reset retroactive date is one […]

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A candid, natural-light photograph inside a busy gym's back office, capturing a gym manager on the phone, illustrating the process of securing personal trainer insurance and understanding general liability vs professional liability for personal trainers. On the left, a woman in athletic-administrative wear sits at a cluttered desk, holding a phone to her ear while focusing on handwritten notes and a checklist in an open notebook, gesturing with a pen as she speaks. Her desk is filled with files, a laptop, and clipboards, reflecting active administrative task management. In the background, seen through an open door and large window, is the bustling, softly blurred gym floor with rubber mats, weight racks, and patrons—representing the physical environment covered by general liability and the training activities covered by professional liability. This un-staged shot captures the realistic effort involved in coordinating gym owner liability insurance and trainer liability coverage.

General vs Professional Liability for Personal Trainers Your Trainer Says They’re Insured. General or Professional Liability? A new trainer wants to rent space at your gym. You ask if they’re insured, and they say yes. Good start. The next question matters more: insured for what? The gap we see most is a trainer who carries […]

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An outdoor group yoga retreat class in an open-air pavilion, highlighting the hands-off coaching covered by fitness instructor insurance and yoga instructor liability to manage risk. A female instructor verbally guides and gestures toward a woman practicing a pose on her mat without physical touch, demonstrating safe, active instruction. A diverse group of participants practices on a rustic wooden deck surrounded by natural foliage, illustrating the need for studio insurance and general liability insurance for fitness professionals in group training environments.

Here’s how to plan a yoga retreat step by step, from the first idea to the last goodbye. A yoga retreat is where a teacher’s community becomes something bigger. A weekend in the mountains, a week by the ocean, a few days at a farm upstate: students practice twice a day, eat well, unplug, and […]

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