1099 vs W2 comes down to control: a W2 employee works under your direction, on your schedule, using your methods, while a 1099 independent contractor runs their own business and decides how the work gets done. In gyms, studios, and martial arts schools, the line gets blurry fast, and getting it wrong affects taxes, workers’ […]
Read MoreCategory: Uncategorized
A martial arts waiver is a signed agreement where a student accepts the risks of training and gives up some right to sue your school over ordinary accidents. A good one covers sparring and contact, medical consent, photo use, school rules and parent signatures for minors. It lowers your risk. It doesn’t remove it, and […]
Read More
Boxing coach insurance protects an independent coach when a client gets hurt or says your coaching caused harm. For most coaches, that means general liability plus professional liability, with a clear answer on whether sparring is covered. If you rent gym time, the gym will also want a certificate before your first session. This guide […]
Read More
If you’re a business owner, labor is one of your most valuable assets. Even if you’re the owner of a small facility, it’s a good idea to be protected with workers’ compensation (workers’ comp) insurance. Most states actually require you to carry this insurance if you have one or more employees, and there’s no minimum […]
Read More
We’ve all seen The Office. A show where Michael Scott is blind to the fact that his sexual innuendos and “that’s what she said” jokes are constantly offending his staff because he thinks he’s the funniest guy in town. While a misplaced joke may seem innocuous, when presented to the wrong crowd, it may be […]
Read More
NEXO is helping our local schools with their nutrition. NEXO loves assisting gym owners with their insurance, but that’s not all we do. We’re also directly helping our local communities and schools. We’re happy to announce that we’ve been able to support Madison Elementary in Redondo Beach, CA with their Nutrition Program. We hope their […]
Read More
![A candid, natural-light photograph inside a busy, everyday community gym, illustrating the real-world hazards associated with a slip and fall lawsuit at your gym and the critical need for business protection[cite: 20]. In the lower-center foreground, a dark wet spill (puddle) is visible on the worn, dark rubber-matted floor, with a white 'CAUTION WET FLOOR' sign placed nearby to warn patrons](https://nexofit.com/wp-content/uploads/2026/10/Gemini_Generated_Image_w78s3qw78s3qw78s-150x150.jpg)