A gym incident report is a written record of an injury, near miss or accident at your facility, completed the same day by the staff member who saw it or responded. It should capture who, what, when, where, the care given and witness names, in plain facts with no guesses about fault, and it should […]
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Can a member still sue your gym after signing a liability waiver? How enforceable gym waivers are, and why to pair one with liability insurance.
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Yoga insurance cost depends on two things: who is buying (an independent teacher or a studio) and how much risk the insurer sees in the way you teach. For most independent teachers, a liability policy is an affordable yearly expense. For a studio, the price varies far more, mainly with payroll, square footage, property values […]
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Barre instructor insurance protects you when a student says your class, your cueing or the setup in your room caused an injury. Most barre teachers need general liability for accidents, like a barre pulling loose from the wall, and professional liability for claims about instruction, like knee pain from deep plié pulses. If you teach […]
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Pilates instructor insurance protects you when a client says your teaching, your cueing or the equipment in your session caused an injury. Most instructors need two parts: professional liability for claims about instruction, and general liability for accidents like a client slipping off a carriage or tripping over a box. If you teach on a […]
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A slip and fall lawsuit is a premises liability claim where someone says they were hurt because a property owner or tenant didn’t keep the space reasonably safe. In gyms and studios, the usual causes are wet floors by the showers, sweat on rubber flooring, loose mats, cables, and dropped equipment. NEXO Insurance Services has […]
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EPLI, employment practices liability insurance, responds to claims by employees or job applicants alleging wrongful termination, discrimination, harassment…
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A barre or boutique fitness studio needs general liability with participant coverage, professional liability for instruction, property coverage for…
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Workers’ compensation responds. It pays the injured employee’s medical treatment and a portion of lost wages under state law, and in most states it is…
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Report it to your insurer right away, preserve every record related to the incident, and let your insurer handle communication about fault and payment.
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