Does Your Gym Need Personal Trainer Insurance? If you own a small gym, a CrossFit gym, or a boutique studio, the answer is almost always yes. Somebody needs personal trainer insurance for every trainer on your floor. The real question is who carries it. Some trainers are your employees. Others rent space, bring their own […]
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How Does Workers’ Comp Work? A Step-by-Step Guide for Gyms, Studios, and Martial Arts Schools How does workers’ comp work? When an employee gets hurt or sick because of their job, workers’ compensation insurance pays for their medical care and part of their lost wages, and in return the employee generally can’t sue the employer […]
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Does Your Studio Need Fitness Instructor Insurance? You run a studio. Monday is spin, Tuesday is yoga, Saturday morning is a packed HIIT class. Some instructors are on payroll. Others teach two classes a week and also teach at three other gyms across town. So who needs fitness instructor insurance, and who is already covered? […]
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Yes, and you cannot buy it from NEXO or any other private broker. A monopolistic state is one where workers’ compensation is available only through a…
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Expand your personal training services with confidence. Learn why reviewing insurance coverage before adding new offerings helps reduce risk.
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Learn whether one insurance policy can cover multiple fitness services and when your business may need additional coverage as it grows.
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Can martial arts schools rent space to other businesses? Learn how rentals can affect liability, insurance coverage, and risk.
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Learn whether dance studio insurance covers competition and travel teams, including liability, travel risks, and coverage gaps to review before events.
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Stretch Therapy vs. personal training: Does your insurance coverage change? Learn what fitness professionals need to know to stay protected.
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Protect your dance studio with practical risk management tips for safer classes, stronger policies, fewer injuries, and better liability awareness.
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![A candid, natural-light photograph inside a busy, everyday community gym, illustrating the real-world hazards associated with a slip and fall lawsuit at your gym and the critical need for business protection[cite: 20]. In the lower-center foreground, a dark wet spill (puddle) is visible on the worn, dark rubber-matted floor, with a white 'CAUTION WET FLOOR' sign placed nearby to warn patrons](https://nexofit.com/wp-content/uploads/2026/10/Gemini_Generated_Image_w78s3qw78s3qw78s-150x150.jpg)