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Is gym insurance different from general business insurance?

Yes, and the difference is one of the more expensive misunderstandings NEXO Insurance Services encounters. A general business owner’s policy is built for a…

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How much does yoga studio insurance cost?

Yoga studio insurance cost is driven by square footage, annual revenue, class volume, whether the studio runs teacher training, whether teachers are…

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How much does martial arts school insurance cost?

Martial arts school insurance cost is driven by enrollment, square footage, the disciplines taught, sparring practice, youth programs, competition activity…

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Are liability waivers enough to protect my gym?

No. A waiver and insurance do different jobs, and a waiver cannot replace coverage. A signed liability waiver is evidence that a member understood and…

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What insurance do I need before signing a studio lease?

Most studio lease agreements require general liability coverage, workers’ compensation where you have employees, and a certificate of insurance naming the…

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How much does personal trainer insurance cost?

Personal trainer insurance cost is driven by where you train, how many clients you see, the coverage limits you carry, your specializations, and your claims…

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Summer Camp Insurance for Dance Studios and Martial Arts Schools

Summer camp insurance for dance studios and martial arts schools: what a day camp changes, the coverage to confirm, and a checklist before day one.

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Martial Arts Waiver: What It Should Cover and Where It Falls Short

A martial arts waiver is a signed agreement where a student accepts the risks of training and gives up some right to sue your school over ordinary accidents. A good one covers sparring and contact, medical consent, photo use, school rules and parent signatures for minors. It lowers your risk. It doesn’t remove it, and […]

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Boxing Coach Insurance: What Independent Coaches Need Before the Next Session

Boxing coach insurance protects an independent coach when a client gets hurt or says your coaching caused harm. For most coaches, that means general liability plus professional liability, with a clear answer on whether sparring is covered. If you rent gym time, the gym will also want a certificate before your first session. This guide […]

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Muay Thai Injuries: Risk and Insurance for Striking Gyms

Most Muay Thai injuries in a gym are shin and foot injuries from kicks and checks, knee and elbow knocks, neck strain in the clinch, and cuts or head knocks in sparring. For the gym owner, each one is also a possible claim. The question is whether the gym gets blamed, and which coverage pays […]

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