Yes, and your school’s regular policy may not cover it as written. A summer camp means longer days, more children, activities beyond martial arts classes…

EPLI, employment practices liability insurance, responds to claims by employees or job applicants alleging wrongful termination, discrimination, harassment…

A strength and conditioning coach needs professional liability above all, because the claims coaches face concern programming, load progression, and…

A barre or boutique fitness studio needs general liability with participant coverage, professional liability for instruction, property coverage for…

Workers’ compensation responds. It pays the injured employee’s medical treatment and a portion of lost wages under state law, and in most states it is…

Often yes. A recital at a rented theater takes your studio away from the address on your policy, fills a room with spectators, and usually comes with a…

A studio running yoga teacher training needs professional liability that extends to training and certifying teachers, general liability with participant…

Yes. A claim does not scale with the hours you work; one session is enough for a client to allege your programming caused an injury.

Yes. An online trainer can still be sued when a client is injured following a program, a live video cue, or a form correction, and that allegation falls…

Reformers and other apparatus are covered by the property part of a studio’s policy, which is separate from the liability coverage that responds when a…