Sparring injuries are typically addressed by general liability with participant coverage, participant accident coverage, and professional liability…
Read MoreAuthor: Andres Guzman
Yes, and the difference is one of the more expensive misunderstandings NEXO Insurance Services encounters. A general business owner’s policy is built for a…
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Yoga studio insurance cost is driven by square footage, annual revenue, class volume, whether the studio runs teacher training, whether teachers are…
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Martial arts school insurance cost is driven by enrollment, square footage, the disciplines taught, sparring practice, youth programs, competition activity…
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No. A waiver and insurance do different jobs, and a waiver cannot replace coverage. A signed liability waiver is evidence that a member understood and…
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Most studio lease agreements require general liability coverage, workers’ compensation where you have employees, and a certificate of insurance naming the…
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Personal trainer insurance cost is driven by where you train, how many clients you see, the coverage limits you carry, your specializations, and your claims…
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If your martial arts school teaches anyone under 18, the answer is almost certainly yes. Abuse and molestation coverage responds to allegations of abuse…
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Yes, and you cannot buy it from NEXO or any other private broker. A monopolistic state is one where workers’ compensation is available only through a…
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A massage therapist should carry professional liability and general liability at minimum. Therapists who own equipment need property coverage, therapists…
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![A candid, natural-light photograph inside a busy, everyday community gym, illustrating the real-world hazards associated with a slip and fall lawsuit at your gym and the critical need for business protection[cite: 20]. In the lower-center foreground, a dark wet spill (puddle) is visible on the worn, dark rubber-matted floor, with a white 'CAUTION WET FLOOR' sign placed nearby to warn patrons](https://nexofit.com/wp-content/uploads/2026/10/Gemini_Generated_Image_w78s3qw78s3qw78s-150x150.jpg)