A First For Fitness Operators – Health Insurance And Other Benefits Specifically Designed For Gym Owners

• Our special exemption allows us to work with two lives, making our program one of the few that connects with small gym owners.
• Multiple plan options to customize for your business.
• No individual medical underwriting, and no personal health questions.
• Guaranteed rates.
• Easy application process guided by a dedicated representative.

• Comfort of Colonial Life’s nationwide network of dentists, optometrists, ophthalmologists, and retail outlets to find a provider who is right for you.
• 24/7 access to virtual visits.
• File claims online at any time.
• Provide immediate coverage for routine cleanings and X-rays.

Clear Vision, Clear Future: Vision Insurance For Your Well-Being

• Add Vision Rider to help pay for eye exams and materials, such as glasses and contact lenses.
• Maintain healthy vision and overall wellness.
• Access to a national vision network that includes independent optometrists, ophthalmologists, and retail stores like Walmart, Sam’s Club Optical, Costco, Pearle Vision, and Target.

Accident Insurance For Unexpected Times

• If you experience a covered accident or injury, accident insurance from Colonial Life provides a lump-sum benefit that can be used to help you pay for out-of-pocket expenses, such as doctor bills, co-pays or emergency room fees.
• If you suffer from a fracture, dislocation, or other covered accidental injury, accident insurance can help offset unexpected medical expenses that aren’t covered by your medical insurance.
• Emergency room visits, X-rays, diagnostic exams, physical therapy, and follow-up treatment.
• Ambulance or air ambulance to a hospital.
• Hospital stays, travel, or lodging expenses related to your accident.

Critical Illness Insurance for Gym Owners Who Put Family First

• When a critical illness strikes, major expenses often follow. Health insurance may cover some of your medical costs, but not everything. In addition to your day-to-day bills, you could incur costs for treatment and recovery, such as:
  • Deductibles and co-pays
  • Expenses related to out-of-network treatment and additional medical procedures, such as angioplasty and pacemaker implantation
  • Travel, lodging, and meals during treatment
  • Lifestyle changes that may lead to better health, such as gym memberships and smoking cessation programs
  • Rehabilitation and home health services
  • Child care

• Plus, if you have to take a leave of absence or reduce your work schedule to care for yourself or others, expenses and debt can add up quickly. That’s where critical illness insurance can help. With a financial safety net in place, you can rest assured that a sudden illness won’t jeopardize your finances.